Job Description simplified for Careers in CA

Read what CA professionals in different fields have to say

Job Description Simplified For Careers in CA

Just stepped into the CA field or already part of the fraternity? Wondering about the various career options you have?

Don't worry CareerSanta is at your rescue as we bring to you a comprehensive and interesting list of career options for CAs - directly from the horse’s mouth as we have interviewed CAs specializing in different areas.

Careersanta Team is extremely thankful to all the below professionals for contributing their valuable inputs for this page.

Keep checking this section for the latest updates as we update it on an ongoing basis.


  • Assurance/ Statutory Audit

    In this profile you get to learn how business works. Also you have to ensure whether client has complied with various statutory requirements & laws. Also you have to keep yourself updated about changes & developments happening in the financial reporting as well as various laws. Also you get to interact with heads of various department.

    Raj Shah, Chartered Accountant, Carnival Group

  • Risk/ Internal Audit

    “Here we are the "eyes and ears of the management". We would be working in teams and performing business audits from start to finish. So getting to know about how business works is a big add on. You get to work on report writing.. You get to interact with departmental heads and so on”

    Shikha Goenka, Chartered Accountant - Former Senior Manager, Kotak Mahindra Bank

  • Management Audit
  • Systems Audit
  • Forensic Audit/ Investigation

    “It’s a very specific audit type which is quite interesting and different from what we did in our articleship days. Here you detect frauds, assimilate evidence and yes, even interrogate guilty parties...its super cool and you even feel like ACP Pradyuman at times! You may often have to work for very long hours but what keeps you going is that each assignment is totally different from the previous one”

    Pooja Mehta, Chartered Accountant & Company Secretary - Consultant, Price Waterhouse Coopers

  • Direct Tax (including International Tax)

    “One field which is absolutely dynamic (and therefore challenging and interesting as well) with innumerable judicial cases being rendered each day and legislative amendments being a regular phenomenon. You would know that tax and controversies are synonyms when you hear about the case of Vodafone, Shell, GE, etc.

    It is one field where I believe you can apply maximum of what you study for your CA exams and where the study just grows deeper each day. As a tax advisor, its involves examination of the tax implications of any transaction, interpretation of legal provisions of domestic tax laws and tax treaties with various countries, research and analysis of judicial cases, structuring transactions in a tax efficient manner, drafting detailed legal opinions, etc. Tax being an additional cost for business, is always one of the drivers for doing business and various other transactions including M&A.

    Namita Agarwal, Chartered Accountant & Lawyer – Associate, Leading Tax Consulting Firm

  • Indirect Tax
  • Indirect Tax is one of the most interesting as well as complicated areas as it involves Central taxes like Excise Duty, Service Tax alongwith state specific taxes like VAT, Octroi, Profession tax etc. The current Indirect tax regime involves lot of issues like concerns in terms of applicability of taxes, eligibility to claim exemptions, clarifications with regard to the new levies / retrospective amendments etc which requires in-depth study of the respective subject.

    There is a huge scope for people who are into Indirect practice or planning to be in this field as now we are moving towards GST which is going to be the most challenging area in the beginning phase. GST will change the way we have been doing the Indirect tax as most of the things would be driven by IT systems which is expected to reduce the current complications and ambiguities to quite an extent.

    Govind Sharma, Chartered Accountant, Company Secretary & Cost Accountant – Partner, SARA & Associates

  • Transfer Pricing
  • Accounting
    Preeti Jain Chartered Accountant & Company Secretary - Deputy Manager, Accounts, ITNL

    “Analyzing and giving appropriate impact of peculiar transactions much before auditors and tax authorities would dig it”

  • Finance (including tax)
    Khushboo Jobanputra Chokshi Chartered Accountant & Company Secretary, Senior Manager tax and Finance, Parity Cube Pvt Ltd

    Being from a tax background and having worked as a consultant with PwC for 5 years, I had always heard that a corporate job gets a little boring and you will get a lot of free time.

    In reality, its not true. You get to learn the best of all the worlds.. tax, legal, finance, management and operations. You know how the product actually works, how to manage working capital cycle, to use and analyse ratios you learnt while studying for your CA final exams, to deal with legal issues your company may face, to advise your company on tax issues, to handle all tax and corporate law compliances and most importantly to take calls on what should be done and what not."

  • Treasury
    Jubin Goel Chartered Accountant - SM, HDFC Bank, Treasury Advisory Group

    “Treasury (a stronghold of MBAs has now opened up for CAs as well) has always been bread and butter for people with flair for trading/risk taking. Once in treasury multiple opportunities come up viz: trading in currencies, interest rates,bonds & exotic derivatives, managing balance sheet, institutional investments, forex sales, overseas banking, analytics etc in the banking space.On corporate front avenues which can be explored is raising domestic and foreign funds, managing funds, looking after liquidity and investment decisions. Aspirants with lesser appetite for risk taking can also look for opportunities in mid office or back office which monitors trades and limits for banks/corporations. Currency markets are the biggest markets and the next biggest market is also far from being close in terms of volumes traded.”

  • Investment Banking/ Private Equity
    Shreyans Mehta Chartered Accountant, MBA - Alpha Alternatives

    “Asset management is literally as close as you can get to "handling real money". As an Asset manager, you will be required to interact with CFOs/CEOs of large corporates and ultra high net worth individuals on a daily basis. Also, you will be required to understand different asset classes like equities, commodities, real estate, credit etc and structure products/transactions so that you are able to earn the "alpha" from the investments. This certainly isn't Wall Street, but you will have to be a Wolf !”

  • Corporate Finance

    “In an in-house Corporate finance team of a conglomerate you get exposed to a wide spectrum of activities such as managing relationships with institutional investors, mergers and acquisitions, raising capital and managing the overall capital structure of the Company. The exposure that you gain in a conglomerate is diverse – functionally and across industries. The understanding that you develop towards business has great depth which enables fast-paced growth in a corporate environment. You get to interact and learn from CXO’s and also interface with external agencies thereby also helping create a strong professional network.”

    Hriday Mittal, Chartered Accountant, CFA, MBA – Corporate Finance, RPG Enterprises
  • Management Information Systems
  • Analyst
    Roopak Ubhayakar Chartered Accountant & Chartered Financial Analyst - Analyst-Fixed Income, Kotak Mahindra Asset Management Co. Ltd

    “Analysing credit worthiness of companies which come to debt market to raise money by issuing debentures, engaging with company management, arrangers and credit rating companies and detailed analysis of industry and company financial metrics”

  • Mergers & Acquisitions
  • Valuations
  • Corporate Law
  • FEMA
  • Over the years, India has been pitching itself as worlds no. 1 FDI destination. This has led to rapid liberalisation of Foreign exchange laws. Foreign Direct Investment (FDI), Overseas Direct Investment (ODI) and External Commercial Borrowings (ECB) have been very important part of every company's investment in and outside India. All of them are regulated by RBI through FEMA Rules and Regulations.

    FEMA is looked upon by every MNC before entering or executing any investment or borrowing transaction. As an advisor or consultant, its a challenging field due to its dynamic nature. Its regulated with hundreds of circulars, notifications, press notes, press releases and major Policy changes announced by RBI and Government on regular basis. One needs to be continuously updated about them and guide their clients accordingly.

    Hardik Mehta, Chartered Accountant – Partner, M B Nayak & Co

  • Capital Markets
  • Joining a college including MBA/ law colleges as a professor

  • Teaching in professional coaching classes or private tuitions

    Many qualified CAs miss out on evaluating teaching as an option. It is one of the best ways to be updated on a subject of your choice. It offers great flexibility as it's not a regular 9-6 job. You are connected to a younger generation of CAs and hourly remuneration sums up to to regular job salary. It could be monotonous at times but it's up to you to make it interesting and package it.

    Bhavik Chokshi, Chartered Accountant & Chartered Financial Analyst – Managing Partner, Benchmarx Academy for CA

  • Authoring academic and professional books

  • Being an Examiner for checking papers of CA exams


  • Accounting firms (Big 4 CA firms and other Top CA firms)

    Having worked in a Big 4 for so many years, some of the key attributes of a Big 4 which are common to all of them are challenging and competitive work environment, platform to create a strong knowledge base, opportunity to work with talented people and opportunity to work for multinational clients. Big 4 also gives you great work exposure in your respective field and offers high career growth based on performance.

    Virag Shah, Chartered Accountant – Manager – M&A Tax, Ernst & Young

  • Accounting firms (mid-sized and small-sized CA firms)

  • Own Practice

    After having done a job for 5 years in a Big 4 and a Top Law firm mainly in the field of tax and M&A, I decided to take the plunge and start my own practice. Starting one’s own practice in a today’s competitive environment is quite challenging and to get quality work alongwith decent fees requires lot of patience

    For the first 3 months of my practice, I had no work after which I started to build contacts with lot of businessmen. I targeted to meet atleast 5-6 prospective clients every week, out of which 10-20% would get converted into actual clients. It is difficult to get their current work being done by some other CAs but it was easier to get work on their new projects. Helping clients in getting bank finance at competitive rates, making them aware about various state and central government subsidies, etc emerged as a new and rewarding practice area for me. Therefore, to be successful in practice, it is vital for the CA to identify his/ her practice area of interest vis-à-vis the opportunities available in the town/ city of his practice.

    Amit Choudhari, Chartered Accountant – Proprietor, Amit Choudhari & Associates

  • Law firms

    A Chartered Accountant working in a law firm amidst scores of lawyers is a different experience and learning altogether. Unlike a Big 4 or some Top CA firms, there is no industry specific bifurcation like manufacturing or finance or entertainment in a law firm which gives you much wider exposure in the field of direct tax or indirect tax as the case may be which cannot be gained in hard core specialization (needless to say that specialization has its own merits). The nature of work is mainly advisory ranging from Corporate advisory to Mergers & acquisitions to International tax to Private client practice, with minimal or no compliance work. Foreign law firms, foreign corporates and the corporate teams internally form a major chunk of clients.

    Good variety of work, less monotony, tiny tax department compared to Big 4, greater responsibility, good pay packages are some other attributes of a law firm.

    On a personal front, it was a great experience working in the country’s biggest law firm for more than 5 years.

    Namita Agarwal, Chartered Accountant, Company Secretary & Lawyer – Former Senior Associate, Cyril Amarchand Mangaldas

  • Other Consultancy entities

  • Banks

    “This is where the real business happens. You are involved in a fast paced high stress environment where you will not only be responsible for on boarding the biggies of the corporate world but also engage extensively with Internal stakeholders to meet the complex requirements of these companies. Great Interpersonal skills, go getter attitude along with sound knowledge of all banking products are a must to excel. Tremendous learning opportunity but not for the faint hearted.”

    Suneet Makharia, Chartered Accountant & MBA - Multinational corporations relationship banking, Yes Bank

    “ As a Credit Analyst in bank for lending internationally, it involves analysing credit worthiness of companies which come to banks to raise money by issuing term loans, working capital demand loan, RCF and any other banking products like short term bill discounting or derivatives limit. The profile involved detailed analysis of industry and company's financial metrics, legal view point security coverage with respect to the loan amount, etc. To sum up, all the formalities before sanctioning a facility.”

    Sajan Shah, Chartered Accountant & Chartered Financial Analyst – Manager, IBG ICICI Bank

  • NBFC

    “It involves financial analysis for the Company with regards to various products, branches & building up business models, Budgeting, Debt Raising, Treasury Management, Capital Structure planning, Cash flow analysis on an ongoing basis, managing receivables, managing relationships with the present and potential Investors & Lenders, being active in various other activities and possess exceptional analytical skills resulting in quick understanding and assessment of complex matters.”

    Sneha Bairagara, Chartered Accountant, Company Secretary – Assistant Manager, NeoGrowth Credit Private Ltd (NBFC)

  • Insurance company
  • Insurance sector is a highly dynamic sector wherein there is constant learning and the learning curve always upward. Its a great experience to be part of this industry for so many years.

    Shweta Agarwal, Chartered Accountant – Chief Internal Auditor, Kotak General Insurance

  • Venture Capital or Private Equity
  • Fintech
  • “Chartered Accounts today have many more opportunities besides their traditional forte. Today fields like Education, Fintech, Startup Advisory and Venture capital/PE are really going strong and with right skillset CAS are poised to perform really well in these fields. Fintech is an ecosystem supported by disruptive technology used to make banking and financial services more accessible, approachable, easy to perform and easy to consume and CAs with their finance abilities can do well in this field”

    Vikram Pandya, Chartered Accountant – Director Fintech, S P Jain

  • Multinational companies
  • Indian corporates
  • Government and Public Sector (SEBI, RBI, etc)

Careersanta Team is extremely thankful to all the above talented Chartered Accountants for contributing their valuable inputs for this page. We would be glad to receive contribution from more and more CAs from different fields to benefit the community at large–those interested can send their write-up on the above format with their details on

If you wish to reach out to any of the professionals above for specific query or guidance, drop a mail to



Forgot Login or Password?








Lost your password? Please enter your email address.


Back to log-in


Verify Your E-Mail ID

To complete your registration, please check your email for account activation instructions. Until you activate your account you may not be able to login.
please check your spam-folder to ensure that you don't miss the verification email. If received in spambox, click on our email and mark as 'Not Spam' to continue to recive all future emails in you inbox directly.

-- OR --

Save our WhatsApp Number +91 8080807378 and send us your Name & Degree to get Free Latest Job Alerts